Apun Bahan Scheme Assam 2023: Eligibility, Application Form, How to Apply

Apun Bahan Scheme Assam: Check Benefits, Eligibility, Apply Online, Application Form Pdf, How to Apply and Last Date. আপোন বাহন Scheme. Apon Bahon Assam Yojana. Get all the Latest and Upcoming Assam Govt Job News and Notifications here at AssamGovJob.in

Please note that the following details are based on the short notification that was released by the Assam Cabinet in a recent Cabinet meeting.

Some facts and figures might vary from the original notification. We will update all those facts once the full official notification is released.

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Assam Apun Bahan Scheme Details

Scheme Name	Apun Bahan Scheme
Year	2023
State	Assam
Launched by	Assam Government
Launched on	2nd August 2023
Beneficiaries	Government employees of Assam
Aim	Providing a loan for buying a vehicle
Amount	Rs. 15 lakh or 48 times of monthly salary (whichever is lower)
Interest rate	2% for diesel or petrol vehicles, and 3% for electric vehicles
Total budget	Rs. 108 crore
Budget for the vehicle loan scheme	Rs. 12 crore
Free Alerts	YouTube | Telegram

Apun Bahan Scheme – আপোন বাহন

The “Apun Bahan” (আপোন বাহন) programme was approved by the Assam Government during a cabinet meeting recently. The scheme is designed to provide interest discounts on auto loans, making it simpler for qualified employees to buy automobiles.

The State Government will offer interest subsidies under the “Apun Bahan” scheme on motor vehicle loans obtained through scheduled commercial banks, Regional Rural Banks, and the Reserve Bank of India recognised Assam Cooperative Apex Bank.

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Apun Bahan Scheme Apply Online

If a male employee buys petrol or diesel vehicles, they will receive a 2% interest subsidy. The incentive claims to 3% for electric vehicles. Female employees and differently-abled employees will enjoy a 3% interest subsidy rate for purchasing any type of vehicle.

Regular employees of the State Government who are between the ages of 21 years and 53 years are eligible to the Apun Bahan Scheme of the Assam Government. This makes sure that the employees’ service period coincides with the maximum loan term of 7 years

The maximum loan amount accessible by the employees is Rs. 15 Lakh or 48 times their net monthly income, whichever is lower.

Apun Bahon Scheme Features

The features and details of the recently released Apun Bahon Scheme by the Assam Government are as follows:

• If a male employee buys petrol or diesel vehicles, they will receive a 2% interest subsidy. The incentive claims to 3% for electric vehicles (EV). Female employees and differently-abled employees will enjoy a 3% interest subsidy rate for purchasing any type of vehicle (bike, car, etc)
• The maximum loan amount available to employees is INR 15 lakh, or 48 times their net monthly income, whichever is lower.

Benefits of Apun Bahan Scheme

All permanent residents of Assam who apply for vehicle loans from Scheduled Commercial Banks, Regional Rural Banks, and the Assam Cooperative Apex Bank that have been approved by the Reserve Bank of India will receive a one-time financial assistance of up to INR 2,50,000 from the Assam government.

The amount of the loan the applicant has taken will determine how much assistance they are entitled for under this program.

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Eligibility for Apun Ghar Scheme

• The aspirant must be an Indian citizen who resides permanently in Assam.
• The person applying should be a government employee
• The total annual income of the Composite Family cannot exceed Rs. 20,000,000. ”Composite Family” refers to a family consisting of a Husband, a Wife, and their unmarried, dependent sons and daughters
• The beneficiaries has to get the benefits of this scheme through verified banks of the Reserve Bank of India, Regional Rural Banks.
• The beneficiary applying for the latest spun bahan scheme of the assam government should not already have any vehicles of his/ her own

আপোন বাহন | Apun Bahon Video Full Details

Documents Required for Assam Apun Bahon Scheme

The following documents must be produced when applying for the Apun Bahan Car Loan in Assam:

• Aadhar card of Government Employee
• Passport-size photo
• Voter Card or any ID Proof
• Government Job ID proof
• Salary details
• Mobile number or Email Id.
• Resident certificate
• Job proof that you doing a government job for the last 5 years

Apun Bahan Scheme Assam – How to Apply?

To enroll into the Assam Apun Bahan Vehicle Loan Scheme by Assam Government, please follow the steps listed below:

• Step 1: The applicant must consult the Assam Government’s official website to obtain the application form in pdf format
• Step 2: The “schemes and projects” menu is accessible from the portal’s homepage
• Step 3: The user must select “Apun Bahan” in order to obtain the application form
• Step 4: Fill out the form with the necessary information and include the required attachments with the form
• Step 5: The applicant must submit a properly completed application to the Drawing and Disbursement Officer (DDO)

Note: Upon submission, the DDO (Drawing and Disbursement Officer) will submit the loan application to the State Bank of India for processing and loan disbursement.

Apun Bahan Scheme Assam 2023 Application Form Pdf Download

Step 1: Visit the official website of the Apun Bahan Scheme.

Step 2: Click on the Menu Portal.

Step 3: Click on the scheme and download the application form.

Step 4: Fill out the application form and attach the required documents with the application form.

Step 5: Submit the application form to the DDO office.

Important Links for Assam Apun Bahon

Official Website	finance.assam.gov.in
More Schemes	Click Here

Note: The details provided in this article are for information purpose only and has been collected from various sources available on the internet. We do not claim this information to be completely correct. Please refer to the official notification in case of any doubt.

Frequently Asked Questions (FAQs)